Community Banking

Business
Banking

Explore which banking solutions work best for your business.

We offer checking, short-term and long-term savings options, and loans to help keep your business growing. At Lead, you get the security of a large bank with the customer service of a community bank.

FDIC Insured

All In Business Checking

If you have a high volume of transactions, this unlimited checking option is designed for total flexibility. Enjoy online and mobile banking featuring Bill Pay, eStatements, and customizable alerts.

Minimum deposit to open
$1,000
Minimum daily balance
$0
IntraFi Network Deposit account available
Insured cash sweep covered 100% by the FDIC insurance cap of $250k per bank
Unlimited analyzed transactions
Fees subject to activity on accounts

Essentials Business Checking

Our Essentials Business Checking option is a simple and convenient way to manage casual transaction business. Enjoy online and mobile banking featuring Bill Pay, eStatements, and customizable alerts.

Minimum deposit to open
$500
Minimum daily balance
$0
Maintenance fee
$0/mo
Paper statement fee
$5
Transactions
100/mo
$0.25 per additional transaction
IntraFi Network Deposit account available
Insured cash sweep covered 100% by the FDIC insurance cap of $250k per bank
Not interest bearing

Lead Money Market

With competitive interest rates that earn more than a traditional savings account, Lead Money Market accounts put your money to work while maintaining easy access to funds.

Minimum deposit to open
$2,500
Minimum daily balance
$2,500
Maintenance fee
$5/mo
Balance < $2,500
$0/mo
$2,500+ balance
IntraFi Network Deposit account available
Insured cash sweep covered 100% by the FDIC insurance cap of $250k per bank
Unlimited transactions
Contact us for current rates

Certificates of 
Deposit (CD)

Make your money work harder with an FDIC-insured account that earns interest over a fixed term. With a full-term CD, you are guaranteed to get back what you put in, plus earn additional interest.

Minimum deposit to open
$2,500
Optional interest paid into CD throughout term
No additional deposits once term has begun
Withdraw the funds at the end of the earning term or roll them straight into another CD
Contact us for current rates

Commercial Real
Estate Investment

Whether you are looking to acquire income-producing commercial real estate or refinance an existing facility secured by commercial real estate, we can assist with your financing needs.

Warehouse, industrial, retail, office, and multi-family properties
Term loans and real estate-secured revolving lines of credit
Value-add opportunities for commercial real estate acquisition
Multi-property portfolio acquisition and refinancing
Commercial real estate construction loans (only offered in the Kansas City, Missouri metro area)

Business, Commercial 
and Industrial Loans

Whether your expansion includes brick and mortar, new technology, mergers, new markets, or business succession planning, we can help support your company’s growth.

Owner-occupied commercial real estate construction loans
Business expansion term loans
Equipment purchase loans
Lines of credit
The above are only offered in the Kansas City, Missouri metro area. Loans secured by existing owner-occupied commercial real estate outside of this area will be considered on a case-by-case basis.