Digital Assets

Global payouts in the currency your users need

Send payouts to recipients around the world, powered by stablecoins. Whether you already hold stablecoins or need to convert USD to a stablecoin to send funds internationally via the “stablecoin sandwich,” Lead’s flexible architecture simplifies international money movement.

Speed and efficiency

In countries with real-time payment rails, funds land in seconds. Rather than passing through a chain of correspondent banks, funds simply move from USD to a stablecoin to the local rail for near-instant disbursement.

Local payouts

Pay out over local rails to the fiat account the recipient uses, for example, a PIX key in Brazil or SEPA in the European Union.

24/7/365 availability

Send payments 24 hours a day, seven days a week, 365 days a year, including weekends and holidays. For receiving countries with real-time payment rails, funds land in seconds.

Cost savings

Depending on the corridor, making cross-border payments over blockchain rails can be more cost effective by removing the fees incurred when moving funds across multiple institutions.

01

Speed and efficiency

In countries with real-time payment rails, funds land in seconds. Rather than passing through a chain of correspondent banks, funds simply move from USD to a stablecoin to the local rail for near-instant disbursement.

02

Local payouts

Pay out over local rails to the fiat account the recipient uses, for example, a PIX key in Brazil or SEPA in the European Union.

03

24/7/365 availability

Send payments 24 hours a day, seven days a week, 365 days a year, including weekends and holidays. For receiving countries with real-time payment rails, funds land in seconds.

04

Cost savings

Depending on the corridor, making cross-border payments over blockchain rails can be more cost effective by removing the fees incurred when moving funds across multiple institutions.

Flexible routing options

With Lead, you can weigh your international payout options side by side and execute using whichever best suits the transaction, whether traditional fiat rails or stablecoins. You are not locked into a single route or provider, so you can choose the option that makes sense, whether that is faster settlement, lower cost, or a specific local payment detail.

Explore API docs

Build directly on Lead’s developer-first banking infrastructure. Our APIs are designed for straightforward integration, with the flexibility to scale as your product evolves.

curl --request POST \
  --url https://api.sandbox.lead.bank/v0/blockchain_payments \
  --header 'Authorization: Bearer <token>' \
  --header 'Content-Type: application/json' \
  --header 'Idempotency-Key: <idempotency-key>' \
  --data '
{
  "debtor": {
    "account_identifier": {
      "type": "account_number_id",
      "value": "account_number_xyz123"
    },
    "chain": "ethereum",
    "refund_wallet_address": "0xabc123def456",
    "entity_id": "entity_xyz123"
  },
  "creditor": {
    "payment_rail": "wire",
    "ach": {
      "account_number": "123456789",
      "routing_number": "021000021"
    },
    "type": "individual",
    "address": {
      "line_one": "123 Main St",
      "city": "San Francisco",
      "country": "US",
      "line_two": "Suite 100",
      "state": "CA",
      "postal_code": "94105"
    }
  },
  "amounts": {
    "instructed_amount": 100000,
    "instructed_currency_code": "USD",
    "settlement_currency_code": "MXN"
  },
  "payment_purpose": {
    "type": "invoice_payment",
    "other_details": "Monthly vendor payment"
  },
  "reference": "INV2024001"
}
'
curl --request GET \
  --url https://api.sandbox.lead.bank/v0/blockchain_payments/{blockchain_payment_id} \
  --header 'Authorization: Bearer <token>'