Agentic Finance

Agent Account Numbers

Scoped account numbers for agentic use

Create scoped account numbers attributed to end users’ agents, configure transaction controls, and easily cancel after their intended use.

Scoped account numbers

Create scoped account numbers attributed to end users’ agents with unique permissions and guardrails.

Transaction controls

Configure how agent account numbers can send and receive funds, and to whom, with transaction controls tailored to specific use cases.

Payment rail of your choice

Agents can transact across ACH, wire, instant payments, and blockchain through Lead's APIs.

Easy cancellation

Easily cancel agent account numbers after their intended use. When another use case arises, easily create a new account number.

01

Scoped account numbers

Create scoped account numbers attributed to end users’ agents with unique permissions and guardrails.

02

Transaction controls

Configure how agent account numbers can send and receive funds, and to whom, with transaction controls tailored to specific use cases.

03

Payment rail of your choice

Agents can transact across ACH, wire, instant payments, and blockchain through Lead's APIs.

04

Easy cancellation

Easily cancel agent account numbers after their intended use. When another use case arises, easily create a new account number.

Compliance and liquidity controls

OFAC and sanctions screening runs at intent, before money moves, so agents cannot pay a flagged counterparty. Every action is also checked in real time against account balances, velocity limits, and the bank-enforced spend ceilings your business has configured.

Explore API docs

Build directly on Lead’s developer-first banking infrastructure. Our APIs are designed for straightforward integration, with the flexibility to scale as your product evolves.

List All Account Numbers

{
  "objects": [
    {
      "id": "account_number_xyz",
      "account_number": 123412341234,
      "routing_number": 123456789,
      "account_id": "account_xyz123",
      "client_customer_id": "<your_customer_id>",
      "entity_id": "entity_xyz123",
      "status": "active",
      "ach_controls": {
        "originator_id": "originator_xyz123",
        "incoming": {
          "accept_credit": true,
          "accept_debit": true,
          "counterparty_filter": "accept_all",
          "counterparty_company_ids_allowlist": [
            1234567890
          ]
        },
        "outgoing": {
          "counterparty_filter": "accept_all",
          "counterparty_account_numbers_allowlist": [
            {
              "type": "us_domestic",
              "account_number": 123412341234,
              "routing_number": 123412341234
            }
          ]
        }
      },
      "wire_controls": {
        "incoming": {
          "counterparty_filter": "accept_all",
          "counterparty_account_numbers_allowlist": [
            {
              "type": "us_domestic",
              "account_number": 123412341234,
              "routing_number": 123412341234
            }
          ]
        },
        "outgoing": {
          "counterparty_filter": "accept_all",
          "counterparty_account_numbers_allowlist": [
            {
              "type": "us_domestic",
              "account_number": 123412341234,
              "routing_number": 123412341234
            }
          ]
        },
        "outgoing_international": {
          "counterparty_filter": "accept_all",
          "counterparty_international_account_numbers_allowlist": [
            {
              "business_identifier_code": "CHASUS33",
              "account_identifier": {
                "type": "IBAN",
                "value": "GB29NWBK60161331926819"
              }
            }
          ]
        }
      },
      "internal_transfer_controls": {
        "incoming": {
          "counterparty_filter": "accept_all",
          "counterparty_account_number_ids_allowlist": [
            "account_number_xyz123"
          ]
        },
        "outgoing": {
          "counterparty_filter": "accept_all",
          "counterparty_account_number_ids_allowlist": [
            "account_number_xyz123"
          ]
        }
      },
      "instant_payment_controls": {
        "incoming": {
          "counterparty_filter": "accept_all",
          "counterparty_account_numbers_allowlist": [
            {
              "account_number": 123412341234,
              "routing_number": 123412341234
            }
          ]
        },
        "outgoing": {
          "counterparty_filter": "accept_all",
          "counterparty_account_numbers_allowlist": [
            {
              "account_number": 123412341234,
              "routing_number": 123412341234
            }
          ]
        }
      },
      "metadata": {},
      "created_at": "2023-11-07T05:31:56Z",
      "updated_at": "2023-11-07T05:31:56Z"
    }
  ],
  "has_more": true
}

Read Documentation

Explore ways
Agent Account Numbers
can be used.

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