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Agentic Finance
Agent Cards

Purchasing power for agentic commerce

For programs that offer agentic cards, launch on Visa, Mastercard, and American Express with a dedicated BIN, your preferred processor, and stablecoin network settlement.

Card issuing

If your program offers agentic cards, you can use Lead as the issuing bank. Whether a human or an agent is using the cards issued by Lead, we provide the same capabilities as our traditional card programs.

Stablecoin network settlement

Lead settles with the card networks using stablecoins seven days a week. Faster, blockchain-based funds movement mitigates settlement risk, reduces reserve requirements, and frees up capital.

Dedicated BIN

Launch cards on a dedicated BIN sponsorship, backed by Lead's principal memberships with Visa, Mastercard, and American Express.

Processor of your choice

Instead of being locked into a bundled technology stack, you get to bring the issuing processor that best fits your program.

01

Card issuing

If your program offers agentic cards, you can use Lead as the issuing bank. Whether a human or an agent is using the cards issued by Lead, we provide the same capabilities as our traditional card programs.

02

Stablecoin network settlement

Lead settles with the card networks using stablecoins seven days a week. Faster, blockchain-based funds movement mitigates settlement risk, reduces reserve requirements, and frees up capital.

03

Dedicated BIN

Launch cards on a dedicated BIN sponsorship, backed by Lead's principal memberships with Visa, Mastercard, and American Express.

04

Processor of your choice

Instead of being locked into a bundled technology stack, you get to bring the issuing processor that best fits your program.

One bank. Every major network.

Because Lead is a principal member of Visa, Mastercard, and American Express, you will never have to source another sponsor bank in order to access one of the major networks. Launch across one, two, or all three networks with a single banking relationship.

Built around your program

Choose the processor, collateral model, and user experience that fit your model, not the limitations of your sponsor bank. With a dedicated BIN and Lead's principal network memberships, you can design flexible card programs for your users’ agents.

Explore API docs

Build directly on Lead’s developer-first banking infrastructure. Our APIs are designed for straightforward integration, with the flexibility to scale as your product evolves.

Retrieve Card
{
  "id": "card_xyz123",
  "client_card_id": "<string>",
  "account_id": "account_xyz123",
  "entity_id": "entity_xyz123",
  "status": "active",
  "status_reason": "<string>",
  "created_at": "2023-11-07T05:31:56Z",
  "updated_at": "2023-11-07T05:31:56Z",
  "details": {
    "card_product_name": "<string>",
    "is_virtual": true,
    "card_type": "hsa",
    "expiry_date": "2023-12-25",
    "last_four": "1234",
    "replacement_for": "card_xyz123",
    "closed_at": "2023-11-07T05:31:56Z"
  },
  "metadata": {}
}
Read Documentation

Explore ways 
Agent Cards
can be used.

Cross-Border Payments

Let global users move USD across borders

Embedded Issuing

Build a card directly into your product

Neobanks

Earn top-of-wallet status with your users

Workforce & Market­place Payouts

Customize the way people get paid