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Your Privacy Rights

Rev. August 09, 2022

What does Lead Bank do with your personal information?  


Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.


The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and account transactions
  • Checking account information and credit history
  • Payment history and account balances

When you are no longer our customer, we continue to share your information as described in this notice.


All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Lead Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does Lead Bank share?

Can you limit this sharing?

For our everyday business purposes–
such as to process your transactions, maintain, your account(s), respond to court orders and legal investigations, or report to credit bureaus



For our marketing purposes–
to offer our products and services to you



For joint marketing with other financial companies



For our affiliates' everyday business purposes–
information about your transactions and experiences


We don't share

For our affiliates' everyday business purposes–
information about your creditworthiness


We don't share

For affiliates to market to you   No We don't share

For nonaffiliates to market to you


We don't share

Questions? Call 866-845-9545 or go to

California Consumer Privacy Act Compliance – Personal Information – Lead Bank does not sell this information

Does Lead Bank Collect?

Can you limit this Collection?

Real Name; Alias; Signature; Postal Address; Email Address; Online Identifier Internet Protocol Address; Account Name; Social Security Number; Driver’s License Number or State Identification Card Number; Passport Number; Unique Personal Identifier; Credit Card Number; Debit Card Number; Professional or Employment Information; Education Information; Records of Personal Property; Products or Services Purchased, and Obtained, or Considered; Our Website Browsing History; Search History; or Interaction with Our Website; Applications.



Other purchasing or Consumer Histories or Tendencies; Biometric Information; Advertisements; Geolocation Data; Audio, Electronic, Visual, Thermal, Olfactory, or similar information; and Inferences Drawn from any information collected.



Who we are

Who is providing this notice?

Lead Bank

What we do


How does Lead Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Lead Bank collect my personal information?

We collect your personal information, for example, when you

  • Apply for a loan or open an account
  • Show your government-issued ID or use your credit or debit card
  • Provide employment information
We also collect your personal information from other companies.


Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • Sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.





Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Our affiliates include others, such as Luna Parent, Inc.



Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Lead Bank does not share with non-affiliates so they can market to you.


Joint marketing

A formal agreement between non-affiliated financial companies that together market financial products or services to you.

  • Third Party Financial Service Providers


Other important information

Lead Bank is chartered under the laws of the State of Missouri and is subject to regulatory oversight by the FDIC. Any consumer wishing to file a complaint against Lead Bank should contact the FDIC though one of the following means: In person, by U.S. Mail: 1100 Walnut Street; Suite 2100; Kansas City, MO 64106, by Telephone (800) 209-7459, or Online at: