Lead uses essential cookies to run this site, and optional analytics and marketing cookies to understand how it is used. Optional cookies stay on unless you reject them, and you can change your choice at any time from the Cookie Preferences link in the footer. See Your Privacy Rights for details.

Homam Maalouf

Homam Maalouf is the Chief Product & Data Science Officer and Co-Founder of Lead Bank.

Homam oversees Lead’s Product, Data, and Business Development teams. He has helped build and scale the bank’s programs from the ground up, shaping it into the partner of choice for some of the most innovative fintechs and crypto companies in the world.

Before Lead, he spent six years at Block, Inc. (formerly Square, Inc.), leading Product Management, Data Science, and Credit functions for Square Capital, Block’s small-business lending program. As Chief Credit Officer for Square Financial Services, Block’s internal bank, he led the effort to secure a de novo ILC charter. He also led Square’s Risk Committee, overseeing credit exposure, balance sheet composition and risk management functions. Previously, Homam worked at Yahoo across Corporate Development and Search, and spent several years in Strategy and Management Consulting at Booz Allen Hamilton and Booz & Company.

Homam holds a Bachelor of Engineering in Electrical Engineering from the American University of Beirut, a Master of Engineering in Electrical Engineering from Cornell University and a Master of Business Administration from Harvard Business School.

Homam Maalouf

Co-Founder, Chief Product & Data Science Officer

Homam Maalouf is the Chief Product & Data Science Officer and Co-Founder of Lead Bank.

Homam oversees Lead’s Product, Data, and Business Development teams. He has helped build and scale the bank’s programs from the ground up, shaping it into the partner of choice for some of the most innovative fintechs and crypto companies in the world.

Before Lead, he spent six years at Block, Inc. (formerly Square, Inc.), leading Product Management, Data Science, and Credit functions for Square Capital, Block’s small-business lending program. As Chief Credit Officer for Square Financial Services, Block’s internal bank, he led the effort to secure a de novo ILC charter. He also led Square’s Risk Committee, overseeing credit exposure, balance sheet composition and risk management functions. Previously, Homam worked at Yahoo across Corporate Development and Search, and spent several years in Strategy and Management Consulting at Booz Allen Hamilton and Booz & Company.

Homam holds a Bachelor of Engineering in Electrical Engineering from the American University of Beirut, a Master of Engineering in Electrical Engineering from Cornell University and a Master of Business Administration from Harvard Business School.