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Explore Lead

Rooted in the past, focused on the future.

Lead has a strong foundation in history. Our journey started as Garden City Trust, with our first banking branch dating back to 1928.

Over 90 years later, we remain committed to bringing a high level of excellence to the services we provide and the products we’re developing.

Our mission is the same whether we’re opening a savings account for a community client or partnering with a fintech company to implement complex payment services. We want to deliver the best possible experience for clients and to elevate what’s possible in banking.

Experience and excellence at every level.

Lead’s experienced leaders and our dedicated, innovative team work together to consistently exceed clients’ expectations.


Jackie Reses

Co-Founder, CEO & Chair
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Ronak Vyas

Co-founder, Chief Technology Officer
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Homam Maalouf

Co-founder, Chief Product & Data Science Officer
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Erica Khalili

Co-founder, Chief Legal & Risk Officer
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Kris Dickson

Chief Financial Officer
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Brooke Clouse

Chief Operating Officer
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Albert Song

Chief Design Officer
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Angela Blackburn

Chief People & Experiences Officer
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Dan Crumb

Chief Financial Officer, Kansas City Chiefs
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Ayokunle (Ayo) Omojola

Chief Product Officer, Carbon Health
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Katie Rizzo

FinTech, Payments and Consumer Finance Attorney
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Maureen Mahoney

CEO, Mahoney Consulting
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Christian Arnold

Founding Principal, Clockwork
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Principles that inspire our work at Lead.

Client Obsessed

We put the client at the center of everything. We regularly solicit product feedback and listen to client pain points

Owner Mentality

We hire people who have an ownership mentality to build the company they want to see.  Team members are empowered to enact change and participate in forming our company identity that makes us unique.

Embrace divergent perspectives

Disagreement & transparency ensure the best ideas rise to the top. Team members openly disagree without the fear of judgment, then align and commit.

Champion change and innovation

Doing something new, hard, and seeing it through. Be comfortable with change and constant improvement. Finding opportunities in what hasn’t been done before.

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Giving Back

We all succeed when we are helping each other by serving our communities every day.

These are the organizations we support.