A Field Guide to Payment Networks
This is the next post in Lead Bank's stablecoin series. Last time, in Settlement Sleeps: How Stablecoins Fix the Weekend Problem, we saw how card settlement stalls over the weekend because the rails underneath it keep banker's hours, and how stablecoins, running 24/7/365, let money settle any day of the week. The result was capital efficiency: when funds can move any day, less cash has to sit locked up as idle collateral.
